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Full detail: Where this data comes from
Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 952360); its parent, Algbra Group Limited, is a certified B Corporation. Rather than a licensed clearing bank or building society, Algbra is a challenger provider of ethical multi-currency accounts, cards, savings and Banking-as-a-Service infrastructure. Through the Algbra Labs developer platform it exposes two API surfaces - a first-party Partner Banking (BaaS) API for onboarding, accounts, cards, payments and transactions, and a UK Open Banking dedicated interface conformant to the Open Banking Implementation Entity (OBIE) Read/Write Standard v3.1.8 covering Account & Transaction Information (AIS), Payment Initiation (PIS) and Confirmation of Funds (CBPII), delivered via the Tell Money (Tell Connect) platform. As a non-CMA9 ASPSP it meets PSD2 access-to-account obligations, securing the interface with FAPI-grade OAuth2/OIDC, mutual-TLS using OBIE OBWAC/OBSEAL eIDAS certificates, PS256 request-object signing, Dynamic Client Registration (DCR v3.2) and PSD2 strong customer authentication.
Areas: Financial Services · Banking · Open Banking · PSD2 · OBIE · United Kingdom · Payments · Account Information · Fintech · Ethical Finance · Banking as a Service
Everything profiled for Algbra is published on APIs.io rather than in this repository. Start at the provider page — apis.io/providers/algbra/ — or go straight to one of the APIs or properties below.
- Algbra Payment Initiation API (PIS) — Algbra's UK Open Banking Payment Initiation (PIS) dedicated interface under the OBIE Read/Write Standard v3.1.8, allowing authorised PISP Third Party…
- Algbra Confirmation of Funds API (CBPII) — Algbra's UK Open Banking Confirmation of Funds (CBPII) dedicated interface under the OBIE Read/Write Standard v3.1.8, allowing authorised CBPII Third Party…
- Algbra Partner Banking API — Algbra Labs' first-party Partner Banking (Banking-as-a-Service) API for B2B partners, covering customer onboarding and compliance checks, primary and…
- Algbra Account Access API — The Account Access API from Algbra — 2 operation(s) for account access.
- Algbra Accounts API — The Accounts API from Algbra — 2 operation(s) for accounts.
- Algbra Balances API — The Balances API from Algbra — 1 operation(s) for balances.
- Algbra Beneficiaries API — The Beneficiaries API from Algbra — 1 operation(s) for beneficiaries.
- Algbra Transactions API — The Transactions API from Algbra — 1 operation(s) for transactions.
Each property below is a page on APIs.io carrying the machine-readable artifact and what it says.
Multi-step workflows that chain operations into a business task.
Event-driven and webhook contracts.
Which operations an agent can call, which act, and which need a human in the loop.
Postman and Open Collection request collections.
OpenAPI overlays, including conversational phrasing for each operation.
Authentication, trust centre, and vulnerability disclosure.
The permissions the API asks for.
Links to the company's own pages. This repository publishes no copy of their specifications — the canonical document is theirs and lives at the URLs below.
- Website
- Documentation
- Getting started
- Pricing
- Sign up
- Support
- Blog
- Security
- Terms of service
- Privacy policy
Kin Score 48.7 — developing · rubric 0.25.0 · scored 2026-10-23
| Facet | Score |
|---|---|
| Discoverability | 73.2 |
| Contract quality | 47.2 |
| Contract governance | 4.5 |
| Operational transparency | 18.4 |
| Developer ergonomics | 66.1 |
| Access clarity | 44.7 |
Agent readiness 37.2 — agent-ready
| Agent-readiness dimension | Result |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived (partial credit) |
| Reversibility Documented | — |
| MCP Server | — |
| Auth Clarity | bearer (partial credit) |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | — |
| Event Surface Described | yes |
| Agent Skills | derived (partial credit) |
| Well Known Catalog | — |
| Consent Identity | — |
| Agent Card | — |
| Dry Run Mode | — |
| Delegated Identity | — |
| Protected Resource Metadata | — |
| Dynamic Client Registration | — |
| Agentic Commerce | — |
| Pagination Ratio | — |
| Operation Distinctiveness | distinct |
Regulatory alignment 55.1 — Banking & Open Finance
The rubric is published at github.com/api-evangelist/kin-score. The per-check breakdown behind these numbers — which checks were earned, partial or missed — along with score history and how this provider compares to its peers, is available at apis.io/providers/algbra/.
API Evangelist profiles a company's public API surface the way a developer would find it: the website, developer portal and documentation, the specifications it publishes, its public repositories, and its pricing, status and changelog pages. From that it derives the properties above — contracts split per API, workflows, schemas, collections, governance rules, plans and rate limits — and scores them against the published Kin Score rubric.
The artifacts are published on APIs.io, not in this repository. This repository is the public record for Algbra: the place to say something is wrong, missing or out of date, and to ask for a re-score or a removal.
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