A Contract which functions as bank in which u can sign in takes email and password,and now the person can deposit money(ETH) in this contract and get an equivalent amount of coins are created given to that user then and another person can take some money(ETH) from the contract as a loan for a certain timeperiod and then give back the amount taken with some interest,this is now split in between the contract and the person whose ETH has been used.( collateral feature is optional).
A Contract which functions as bank in which u can sign in takes email and password,and now the person can deposit money(ETH) in this contract and get an equivalent amount of coins are created given to that user then and another person can take some money(ETH) from the contract as a loan for a certain timeperiod and then give back the amount taken with some interest,this is now split in between the contract and the person whose ETH has been used.( collateral feature is optional).